Česká verze
Monitored data: Average amount of mortgage loans by natural persons (in thous. CZK)
| year 2000 | January | February | March | April | May | June | July | August | September | October | November | December | TOTAL | |
| TOTAL natural persons | in related month | 1 100 | 1 099 | 1 100 | 1 099 | 1 100 | 1 100 | 1 099 | 1 098 | 1 101 | 1 108 | 1 112 | 1 110 | 1 103 |
| TOTAL natural persons | cumulated since August 1996 | 1 072 | 1 074 | 1 075 | 1 076 | 1 077 | 1 078 | 1 079 | 1 080 | 1 081 | 1 082 | 1 084 | 1 085 | x |
| year 2001 | January | February | March | April | May | June | July | August | September | October | November | December | TOTAL | |
| TOTAL natural persons | in related month | 1 113 | 1 113 | 1 112 | 1 107 | 1 111 | 1 111 | 1 113 | 1 113 | 1 115 | 1 117 | 1 122 | 1 126 | 1 115 |
| TOTAL natural persons | cumulated since August 1996 | 1 086 | 1 087 | 1 088 | 1 089 | 1 090 | 1 091 | 1 092 | 1 093 | 1 093 | 1 094 | 1 095 | 1 097 | x |
| year 2002 | January | February | March | April | May | June | July | August | September | October | November | December | TOTAL | |
| TOTAL natural persons | in related month | 1 129 | 1 131 | 1 132 | 1 134 | 1 135 | 1 138 | 1 139 | 1 140 | 1 142 | 1 144 | 1 147 | 1 148 | 1 139 |
| TOTAL natural persons | cumulated since August 1996 | 1 098 | 1 099 | 1 100 | 1 102 | 1 103 | 1 104 | 1 105 | 1 106 | 1 108 | 1 109 | 1 110 | 1 111 | x |
| year 2003 | January | February | March | April | May | June | July | August | September | October | November | December | TOTAL | |
| TOTAL natural persons | in related month | 1 152 | 1 158 | 1 161 | 1 163 | 1 163 | 1 164 | 1 165 | 1 164 | 1 159 | 1 158 | 1 158 | 1 156 | 1 160 |
| TOTAL natural persons | cumulated since August 1996 | 1 113 | 1 114 | 1 116 | 1 117 | 1 118 | 1 120 | 1 121 | 1 122 | 1 123 | 1 124 | 1 125 | 1 126 | x |
| year 2004 | January | February | March | April | May | June | July | August | September | October | November | December | TOTAL | |
| TOTAL natural persons | in related month | 1 156 | 1 156 | 1 157 | 1 156 | 1 154 | 1 153 | 1 153 | 1 151 | 1 151 | 1 150 | 1 149 | 1 149 | 1 153 |
| TOTAL natural persons | cumulated since August 1996 | 1 127 | 1 128 | 1 129 | 1 129 | 1 130 | 1 131 | 1 131 | 1 132 | 1 132 | 1 133 | 1 133 | 1 134 | x |
| year 2005 | January | February | March | April | May | June | July | August | September | October | November | December | TOTAL | |
| TOTAL natural persons | in related month | 1 147 | 1 147 | 1 146 | 1 145 | 1 145 | 1 145 | 1 145 | 1 144 | 1 145 | 1 145 | 1 145 | 1 145 | 1 145 |
| TOTAL natural persons | cumulated since August 1996 | 1 134 | 1 134 | 1 135 | 1 135 | 1 135 | 1 135 | 1 136 | 1 136 | 1 136 | 1 136 | 1 136 | 1 136 | x |
| year 2006 | January | February | March | April | May | June | July | August | September | October | November | December | TOTAL | |
| TOTAL natural persons | in related month | 1 146 | 1 146 | 1 146 | 1 146 | 1 146 | 1 146 | 1 146 | 1 147 | 1 147 | 1 147 | 1 148 | 1 147 | 1 146 |
| TOTAL natural persons | cumulated since August 1996 | 1 137 | 1 137 | 1 137 | 1 137 | 1 137 | 1 138 | 1 138 | 1 138 | 1 138 | 1 138 | 1 138 | 1 138 | x |
| year 2007 | January | February | March | April | May | June | July | August | September | October | November | December | TOTAL | |
| TOTAL natural persons | in related month | 1 147 | 1 146 | 1 145 | 1 144 | 1 144 | 1 143 | 1 143 | 1 145 | |||||
| TOTAL natural persons | cumulated since August 1996 | 1 139 | 1 139 | 1 139 | 1 139 | 1 139 | 1 139 | 1 139 | x | |||||
Government-subsidized mortgage loans
Monitored data: Loan rate of mortgage banks with government financial support (in %) for physical persons on the whole cumulated since August 1996.
| 2000 | 8,58 | 8,56 | 8,54 | 8,52 | 8,50 | 8,48 | 8,45 | 8,43 | 8,40 | 8,36 | 8,33 | 8,30 | |
| 2001 | 8,26 | 8,23 | 8,20 | 8,16 | 8,12 | 8,08 | 8,03 | 7,98 | 7,93 | 7,89 | 7,84 | 7,79 | |
| 2002 | 7,74 | 7,69 | 7,64 | 7,59 | 7,54 | 7,49 | 7,45 | 7,40 | 7,36 | 7,32 | 7,27 | 7,23 | |
| 2003 | 7,19 | 7,15 | 7,10 | 7,06 | 7,02 | 6,98 | 6,94 | 6,89 | 6,85 | 6,80 | 6,76 | 6,71 | |
| 2004 | 6,66 | 6,61 | 6,57 | 6,52 | 6,48 | 6,43 | 6,39 | 6,34 | 6,30 | 6,26 | 6,22 | 6,19 | |
| 2005 | 6,15 | 6,12 | 6,08 | 6,05 | 6,02 | 5,99 | 5,96 | 5,93 | 5,90 | 5,88 | 5,85 | 5,83 | |
| 2006 | 5,81 | 5,78 | 5,76 | 5,74 | 5,72 | 5,70 | 5,68 | 5,66 | 5,64 | 5,63 | 5,61 | 5,59 | |
| 2007 | 5,58 | 5,56 | 5,55 | 5,53 | 5,52 | 5,51 | 5,49 | ||||||
Note:
The average interest rate in 2006, calculated in accordance with provisions in § 6 (2) in the Government Instruction
No. 249/2002 Coll., in provision in
§ 1 (3) in the Government Instruction No. 33/2004 Coll. respectively, was 4.44%, 4.47% respectively.
The above-mentioned facts indicate that all applicants commencing the utilisation of housing loans after 31 January
2007 will not get any state support.
The lowering of the support down to the value of zero will occur also for existing support grantees, whose usual Bank
interest rate will change, according to
their housing loan contracts, after 31 January 2007.
The state support has stood at 4 percentage points, according to the Government Instruction No. 244/1995 Coll., § 6
(2) (b), in the period from 1996 to 31 January 2001 at 4 percentage points,
in the period from 1 February 2001 to 31 January 2002 at 2 percentage points, from 1 February 2002 to 31 January 2003
at 1 percentage point and from 1 February 2003 until now at 0 percentage point.
The state support, according to the Government Instruction No. 249/2002 Coll., § 6 (2), stood at 3 percentage points
to 31 January 2003, at 2 percentage points from 1 February 2003 to 31 January 2004,
at 1 percentage point from 1 February 2004 to 31 January 2005 and at 0 percentage point from 1 February until now.